Welcome to Demo Group Finance. By accessing or using our website and services, you agree to the following Terms & Conditions. Please read them carefully.
1. Definitions
- “Company” / “We” / “Us” / “Our” refers to Demo Group Finance.
- “User” / “You” refers to any person visiting, accessing, or using our website or services.
- “Lenders” means RBI-registered Banks/NBFCs/Financial Institutions partnered with Demo Group Finance.
- “Services” means financial information, loan facilitation, calculators, and related resources offered on our website.
2. Eligibility
By using our website/services, you confirm that:
- You are at least 18 years of age.
- You are an Indian resident with valid identity documents (PAN, Aadhaar, etc.).
- You have the legal capacity to enter into binding contracts under the Indian Contract Act, 1872.
3. Services Offered
- Demo Group Finance acts as a loan aggregator/facilitator, connecting applicants with lenders.
- We do not guarantee loan approval. Loan sanction/disbursal depends on lender’s credit policies, eligibility, and verification.
- Loan terms (interest rates, EMI, tenure, processing fees, etc.) are decided solely by the respective lender.
4. User Obligations
- Provide accurate and complete information during loan application.
- Maintain confidentiality of login/account details (if applicable).
- Not use this website for any fraudulent, illegal, or unauthorized purpose.
- Not upload false, misleading, defamatory, or harmful content.
5. Data Privacy
- We collect and process personal data in accordance with our Privacy Policy and the Digital Personal Data Protection Act, 2023 (DPDP Act 2023).
- By using our services, you consent to sharing your information with our partner lenders for processing loan applications.
- We implement reasonable security practices but cannot guarantee absolute protection against cyber threats.
6. Intellectual Property
- All content on this website (text, graphics, logos, icons, images, software) is the intellectual property of Demo Group Finance or its licensors.
- Users may not copy, reproduce, distribute, modify, or exploit any material without prior written consent.
7. Third-Party Links
- Our website may display offers, advertisements, or links from third parties.
- Demo Group Finance does not control or endorse such third-party websites, and we are not responsible for their content, services, or policies.
8. Limitation of Liability
- Demo Group Finance shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on its content.
- Loan rejection, higher interest rates, or credit score impact due to lender policies shall not be our liability.
9. Indemnification
You agree to indemnify and hold harmless Demo Group Finance, its affiliates, employees, and directors from any claims, losses, damages, liabilities, or expenses (including legal fees) arising from your misuse of services, violation of these terms, or infringement of third-party rights.
10. Governing Law & Jurisdiction
- These Terms & Conditions shall be governed by and construed in accordance with the laws of India.
- Any disputes shall be subject to the exclusive jurisdiction of the courts of [Your City, India].
11. Changes to Terms
Demo Group Finance reserves the right to update, modify, or revise these Terms at any time without prior notice. Users are encouraged to check this page periodically.
12. Contact Us
For any queries regarding these Terms & Conditions, please contact:
???? Email: official@demofinance.com
???? Phone: 9999999999
???? Address: 3rd and 2nd Floor, The Address Building
17/1, Outer Ring Rd, Kadubeesanahalli,
Bengaluru, Karnataka 560103