1. Regulatory Status
   Demo Group Finance is not a bank. We operate as a financial services provider/loan aggregator and facilitate loan processing through our authorized lending partners, including NBFCs and banks registered with the Reserve Bank of India (RBI). Loan sanction, disbursal, and final terms are solely at the discretion of the lending institution.
2. No Guarantee of Loan Approval
   Submission of a loan application on this website does not guarantee approval. All loan applications are subject to eligibility checks, document verification, credit bureau review (CIBIL/Experian/Equifax/CRIF), and lender’s internal credit policy.
3. Accuracy of Information
   While we endeavor to ensure that all information provided on this website is accurate, updated, and reliable, Demo Group Finance makes no representation or warranty, express or implied, as to its accuracy, completeness, or suitability. Users should independently verify information before relying upon it.
4. Financial Advice Disclaimer
   The content, calculators, and tools available on this website are for educational and informational purposes only. They should not be construed as financial, investment, or legal advice. Users are encouraged to seek independent professional advice before making financial decisions.
5. Third-Party Products & Services
   Our platform may display loan products, offers, or advertisements from third parties. Demo Group Finance does not endorse, warrant, or guarantee such third-party products or services. Any dispute arising with respect to third-party services shall be resolved directly with the respective provider.
6. Data & Privacy
   Demo Group Finance collects, processes, and stores personal data strictly in compliance with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023 (DPDP Act 2023). However, we cannot guarantee absolute protection against cyber threats beyond industry-standard measures.
7. Limitation of Liability
   Under no circumstances shall Demo Group Finance, its employees, directors, or affiliates be liable for any direct, indirect, incidental, consequential, or special damages arising out of, or in any way connected with, the use of this website or services, including but not limited to loss of profits, data, or goodwill.
8. Amendments
   Demo Group Finance reserves the right to amend, update, or modify this Disclaimer at any time without prior notice. Users are encouraged to review this page periodically for any changes.

???? By accessing or using this website, you agree to the terms and conditions set out in this Disclaimer. If you do not agree, you must immediately discontinue the use of this website.